Travel insurance for family visiting you in Spain from outside the EU (Schengen visa)
Agency Director | Wealth Protection & Expat Specialist
One of the best parts of living in Spain is having family come to visit. If your relatives need a Schengen visa, travel medical insurance is one of the requirements, and a wrong policy can hold up the application.
Who needs it
Visitors from countries that need a Schengen visa to enter Spain must show travel medical insurance when applying. Visitors who don't need a visa, such as from the UK or the US, aren't asked for it in the same way, but a medical emergency abroad can be very expensive, so it's still highly recommended.
What the insurance must include
For a Schengen visa, the travel medical insurance generally needs to:
Provide cover of at least €30,000.
Cover emergency medical care, hospital treatment and repatriation, including repatriation for medical reasons or in case of death.
Be valid for the whole Schengen area.
Cover the entire duration of the stay.
Consulates check these points carefully, so make sure the certificate states them clearly.
Other documents your relatives may need
If they're staying at your home, they may be asked for a letter of invitation (carta de invitación), which you request at the police station, as well as proof of funds and a return ticket. Requirements vary by nationality and consulate, so check the checklist of the consulate handling the application.
Tips for a smooth visit
Buy the insurance before the visa appointment and bring the certificate.
Choose the exact dates of the trip, with a small margin in case the flight changes.
Check pre-existing conditions: older relatives with chronic conditions should read what's covered.
Keep the emergency number of the insurer handy during the trip.
How we can help
We arrange travel insurance for our clients' families all year round, and explain it in English to you and your relatives. Our travel insurance meets the Schengen visa requirements: at least €30,000 of cover, medical care, hospital treatment and repatriation, valid across the whole Schengen area. Contact us by WhatsApp or at our office in central Murcia with the travel dates and we'll prepare the certificate for the visa application.
Planning a longer stay for a relative who wants to live in Spain? That's a different requirement: see health insurance for a Spanish residence visa.
Make their visit easy
The second generation leading the agency’s innovation and its national and international growth. He specialises in business protection and investment strategies, and personally leads our advice for the expat community in Spain.
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