Drive your EV or plug-in hybrid with complete peace of mind: cover for your charging cable and home wallbox, and roadside recharging if your battery runs flat. And unlike many Spanish insurers, we recognise your claim-free years abroad and apply the maximum no-claims bonus.
Compare Allianz electric and hybrid car insurance plans
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Cover
Third party with glass
From €250/year*
Extended third party
From €350/year*
Comprehensive with excess
From €550/year*
Comprehensive without excess
From €900/year*
Compulsory third-party liability
Supplementary third-party liability
Legal defence and claims for damages
Advance payment of compensation
Driver accident cover
Standard / Premium
Standard / Premium
Standard / Premium
Standard / Premium
24/7 roadside assistance and on-site recharging
Standard / Premium
Standard / Premium
Standard / Premium
Standard / Premium
Windscreen and glass
Siempre en marcha (Excellent Workshops and pre-ITV service)
Theft (including charging cable)
—
Fire (including charging cable)
—
Interest on a loan to pay for repairs
—
—
Natural events (hail, wind, heavy rain…)
—
Optional
Collision with animals
—
Courtesy car
Optional
Optional
Optional
Optional
Traffic fine alerts and appeals
Optional
Optional
Optional
Optional
Damage to your own car
—
—
With excess
No excess
Extraordinary risks (Consorcio de Compensación de Seguros)
Included— Not includedOptional Can be added
Guide table based on the official Allianz Auto Eléctrico brochure (ref. 1051 0626, June 2026). Cover, limits, excesses and exclusions depend on the terms of your policy.
*Guide price for a new vehicle where the policyholder, main driver and owner are the same person, with the maximum no-claims bonus (level 1), which we can apply using your no-claims history from abroad. The final price depends on the driver’s profile and the vehicle: ask us for a personalised, no-obligation quote.
Already insured with another company? Send us your current policy and we’ll compare it with Allianz for free, and tell you honestly whether switching makes sense. No obligation and no need to fill in ten different online forms.
*Guide price for a new vehicle where the policyholder, main driver and owner are the same person, with the maximum no-claims bonus (level 1), which we can apply using your no-claims history from abroad. The final price depends on the driver’s profile and the vehicle: ask us for a personalised, no-obligation quote.
Already insured with another company? Send us your current policy and we’ll compare it with Allianz for free, and tell you honestly whether switching makes sense. No obligation and no need to fill in ten different online forms.
EV cover
Cover designed for electric and plug-in hybrid cars
Cover designed for electric and plug-in hybrid cars
Driving a zero-emission car changes your risks: running out of charge on the road, a stolen charging cable or a broken home charger. Allianz electric car insurance includes specific cover for the problems that traditional petrol and diesel policies simply don’t address.
Driving a zero-emission car changes your risks: running out of charge on the road, a stolen charging cable or a broken home charger. Allianz electric car insurance includes specific cover for the problems that traditional petrol and diesel policies simply don’t address.
Leave your details and, if you can, tell us how many years you’ve been insured without claims in your home country. An agent from our Murcia office will get back to you with your quote, in English.
FAQs
Electric and hybrid car insurance: frequently asked questions
Yes. We apply the maximum no-claims bonus when you give us a certificate from your previous insurer showing your years insured without claims, for electric and hybrid cars just like any other car.
Roadside assistance tows your EV or plug-in hybrid to the nearest charging point if you run out of charge. In some cases we can even carry out an emergency recharge on the spot so you can reach your destination without a tow truck.
Yes. Your policy covers the original charging cable against theft, whether it's in the boot or plugged into a public charging point or a community car park, and pays for its replacement.
If your wallbox is damaged by a power surge, an electrical fault or an impact, you get a courtesy car for 5 days while it's repaired, plus phone advice to find certified technicians who can check the installation.
Comprehensive cover includes damage to your own car and liability for damage to third parties in the event of an accidental fire while charging, and repairs are carried out at certified high-voltage workshops.
Not necessarily. Premiums for electric and hybrid cars are often very competitive, and we apply all the discounts available for zero-emission vehicles, plus the maximum no-claims bonus with your history from abroad.
Yes. Under Spain's Horizontal Property Law you only need to notify the community of owners in advance to install a charging point in your own parking space; the cost of the installation and electricity is yours.
Yes. Extraordinary floods such as a DANA are paid by the Consorcio de Compensación de Seguros through your policy, whichever plan you have. Other weather damage (rain, wind or hail) is included in both comprehensive plans and can be added to Extended third party. We help you with the claim so the assessment is quick.
Through the Allianz network of Excellent Workshops, which use original parts and have technicians trained in electronic diagnosis, which is vital to keep the warranty of complex hybrid systems.
AMB Seguros is an exclusive Allianz agency in the Region of Murcia specialising in insurance for electric (EV) and plug-in hybrid (PHEV) cars. We help expats insure their EV in Spain with their no-claims history from abroad recognised, and advice in English.
