Your motorhome is more than a vehicle: it’s a big investment and your home on the road. Insure the chassis, the engine and all the furniture, technology and accessories inside, with heavy-duty roadside assistance across Europe, arranged in English by your local Allianz agent.
Insure the vehicle, the living area and everything inside it, with heavy-duty roadside assistance across Europe. Arranged in English.
Siempre en marcha (Excellent Workshops and pre-ITV service)
Theft
—
Fire
—
Interest on a loan to pay for repairs
—
—
Natural events (hail, wind, heavy rain…)
—
Optional
Collision with animals
—
Courtesy car
Optional
Optional
Optional
Optional
Traffic fine alerts and appeals
Optional
Optional
Optional
Optional
Damage to your own car
—
—
With excess
No excess
Extraordinary risks (Consorcio de Compensación de Seguros)
Included— Not includedOptional Can be added
Guide table based on the official Allianz Auto brochure (ref. 255 0526, May 2026). Cover, limits, excesses and exclusions depend on the terms of your policy.
What’s covered
Premium protection for your home on wheels
Premium protection for your home on wheels
A motorhome is one of the biggest purchases a family makes. Don’t trust it to an ordinary car policy that doesn’t understand awnings, satellite dishes or a panoramic windscreen. We arrange specialist Allianz motorhome insurance that protects both the base vehicle and the living area, with international assistance equipped to recover heavy vehicles.
A motorhome is one of the biggest purchases a family makes. Don’t trust it to an ordinary car policy that doesn’t understand awnings, satellite dishes or a panoramic windscreen. We arrange specialist Allianz motorhome insurance that protects both the base vehicle and the living area, with international assistance equipped to recover heavy vehicles.
Leave your phone number, your motorhome’s model and the approximate value of its accessories, and tell us about your driving history abroad. We’ll get back to you with a tailored price, in English.
FAQs
Motorhome insurance: frequently asked questions
Unlike a car, much of a motorhome's value is in its equipment: three-way fridge, heating, furniture and electrical system. Declaring them correctly means that after a serious claim or fire the insurer replaces that equipment, and you avoid being underinsured.
Yes, with the glass or comprehensive plans. A-class windscreens are made to measure and very expensive; the policy pays for replacement at workshops that handle large vehicles in Spain.
Yes. Motorhomes are often exposed to hail. With the right cover, Allianz pays to repair the roof and over-cab damaged by hail or falling branches in a storm.
If your motorhome has to stay in a garage abroad, roadside assistance pays for hotel accommodation for everyone on board while it's repaired, or for alternative transport home.
Yes. Allianz sends heavy-duty recovery trucks or platforms suitable for the size and weight of large motorhomes, whether you're in Spain or elsewhere in Europe.
Yes, with luggage and personal belongings cover: you're compensated for the damage to the vehicle (forced windows or locks) and for the belongings stolen, as set out in your policy.
Yes, with cover for collisions with game animals: we pay for repairing the front of the vehicle (radiator, bumper and bodywork) after hitting wildlife crossing the road.
If the fire is accidental, such as a gas bottle leak or explosion while you're parked for the night, you're compensated according to the vehicle's actual or agreed value.
Yes. Comprehensive cover isn't only for new vehicles, although depreciation rules apply. We work out the real value of your second-hand motorhome and offer comprehensive cover with an excess that makes sense.
The vehicle's technical sheet (ficha técnica), the registration certificate (permiso de circulación), a list of extra accessories and your driving history, including your no-claims certificate from abroad if you have one.
AMB Seguros is an exclusive Allianz agency in the Region of Murcia specialising in motorhome, campervan and caravan insurance, helping expats and touring families travel Spain and Europe with solid cover and advice in English.
