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Shipping containers and a truck at a logistics hub, Allianz goods in transit insurance in Spain

Goods in transit insurance in Spain

A fire, a targeted theft of high-value goods or a broken cold chain can ruin a shipment and leave the haulier facing claims they can’t afford. Allianz cargo insurance protects exporters, importers and logistics operators: it pays the value of damaged goods, covers your liability as a carrier and helps you meet your commitments to customers, explained in English.

Cover for the full value of your goods by road, sea or air, and for your liability as a haulier. Explained in English.

Configure my cargo policy

View covers

Worldwide cover by road, sea and air icon

Worldwide cover by road, sea and air

Damage, moisture, theft and pilferage icon

Damage, moisture, theft and pilferage

Legal defence against claims icon

Legal defence against claims

What’s covered

What exactly does our cargo policy protect?

Damage to and total loss of the cargo icon

Damage to and total loss of the cargo

We pay the real or declared value of goods destroyed in whole or in part by a truck accident (rollover or collision), derailment, sinking or a major incident during international air transport.

Haulier's liability (CMR / LOTT) icon

Haulier's liability (CMR / LOTT)

Essential for logistics operators and self-employed hauliers: if a customer claims because their goods were damaged in your care, we pay the compensation they're legally owed.

Theft and robbery icon

Theft and robbery

Covers both robbery with violence against the driver and forced theft from a locked trailer or container, reimbursing the value stolen.

Loading, unloading and stowage icon

Loading, unloading and stowage

The risk isn't only on the road: cover stays in place during loading, handling and stacking, right through to unloading at the destination dock.

Broken cold chain icon

Broken cold chain

Vital for food and pharmaceutical businesses: we pay for the loss of perishable goods if the refrigeration unit of the cold store or truck suffers a prolonged, verified mechanical breakdown.

Jettison and general average icon

Jettison and general average

Key for sea imports and exports: if the ship's master must jettison cargo in a storm to save the vessel, the policy pays your share of the losses.

Policy types

Choose the structure that fits your business

Choose the structure that fits your business

Single-trip policy icon

Single-trip policy

For a one-off, high-value road or sea shipment, with no ongoing commitment.

Open (floating) policy icon

Open (floating) policy

For regular shippers and importers: a fixed rate is agreed and you report the volume or value shipped each month, for uninterrupted cover.

Turnover-based policy icon

Turnover-based policy

For larger operators: the premium is based on annual transport revenue or on the sales that need to be shipped each year.

Good to know

Insuring goods in transit from Spain: four things to know

The haulier's liability is limited by law icon

The haulier's liability is limited by law

Under Spanish (LOTT) and international (CMR) road transport law, a haulier's liability for lost or damaged goods is capped per kilo, often far below their real value. Cargo insurance covers the difference.

The haulier's liability is limited by law icon

The haulier's liability is limited by law

Under Spanish (LOTT) and international (CMR) road transport law, a haulier's liability for lost or damaged goods is capped per kilo, often far below their real value. Cargo insurance covers the difference.

Check your Incoterms icon

Check your Incoterms

Who insures the goods depends on the Incoterm in your sales contract. Under CIF or CIP, for example, the seller must arrange and pay for the insurance in favour of the buyer.

Check your Incoterms icon

Check your Incoterms

Who insures the goods depends on the Incoterm in your sales contract. Under CIF or CIP, for example, the seller must arrange and pay for the insurance in favour of the buyer.

Truck insurance doesn't cover the load icon

Truck insurance doesn't cover the load

Vehicle insurance covers the truck and third-party liability on the road, not the value of the pallets or containers inside. That needs a specific cargo policy.

Truck insurance doesn't cover the load icon

Truck insurance doesn't cover the load

Vehicle insurance covers the truck and third-party liability on the road, not the value of the pallets or containers inside. That needs a specific cargo policy.

Park safely overnight icon

Park safely overnight

Theft cover usually requires trucks to be parked overnight in a guarded or enclosed car park or an authorised service area, not on open ground.

Park safely overnight icon

Park safely overnight

Theft cover usually requires trucks to be parked overnight in a guarded or enclosed car park or an authorised service area, not on open ground.

Configure your goods in transit insurance

Exporters and logistics businesses need protection that goes well beyond the low per-kilo compensation set by Spanish (LOTT) and international (CMR) transport law. Use our interactive tool to structure your policy, whether you own the goods and want to cover their full value, or you’re a haulier who needs to protect your liability to customers.

Tailored design

Cargo insurance configurator

Match your cargo policy to how your business really operates, so you only pay for the risk you actually run.

Cargo owner(I ship my own goods)
Haulier(I carry other people's goods)

Your recommended Allianz set-up

Cargo damage insurance

We cover 100% of the real value of your goods. If the haulier has an accident or is robbed, you won't depend on the low per-kilo compensation set by law (LOTT/CMR).

Recommended: open (floating) policy

Maximum flexibility. You don't need to tell us about every departure: we insure your turnover or your fleet of vehicles and everything is covered automatically.

FAQs

Goods in transit insurance: frequently asked questions

AMB Seguros is an exclusive Allianz agency in the Region of Murcia arranging cargo insurance for exporters, importers, hauliers and logistics operators, with national and international (CMR) cover and advice in English.