Tired of Spanish insurers quoting you as a brand-new driver? We recognise your claim-free years with your previous insurer abroad and apply the maximum no-claims bonus. Plus 24/7 roadside assistance from km 0, free choice of repair shop and an English-speaking agent who handles your claims for you.
Siempre en marcha (Excellent Workshops and pre-ITV service)
Theft
—
Fire
—
Interest on a loan to pay for repairs
—
—
Natural events (hail, wind, heavy rain…)
—
Optional
Collision with animals
—
Courtesy car
Optional
Optional
Optional
Optional
Traffic fine alerts and appeals
Optional
Optional
Optional
Optional
Damage to your own car
—
—
With excess
No excess
Extraordinary risks (Consorcio de Compensación de Seguros)
Included— Not includedOptional Can be added
Guide table based on the official Allianz Auto brochure (ref. 255 0526, May 2026). Cover, limits, excesses and exclusions depend on the terms of your policy.
*Guide price for a new vehicle where the policyholder, main driver and owner are the same person, with the maximum no-claims bonus (level 1), which we can apply using your no-claims history from abroad. The final price depends on the driver’s profile and the vehicle: ask us for a personalised, no-obligation quote.
Already insured with another company? Send us your current policy and we’ll compare it with Allianz for free, and tell you honestly whether switching makes sense. No obligation and no need to fill in ten different online forms.
*Guide price for a new vehicle where the policyholder, main driver and owner are the same person, with the maximum no-claims bonus (level 1), which we can apply using your no-claims history from abroad. The final price depends on the driver’s profile and the vehicle: ask us for a personalised, no-obligation quote.
Already insured with another company? Send us your current policy and we’ll compare it with Allianz for free, and tell you honestly whether switching makes sense. No obligation and no need to fill in ten different online forms.
What’s covered
Why choose Allianz car insurance?
Why choose Allianz car insurance?
Beyond the price, what matters on the road is how quickly you get help. Allianz car insurance is designed to respond fast to anything from a flat battery to a serious accident, and as your local agent we deal with the insurer and the repair shop for you, in English.
Beyond the price, what matters on the road is how quickly you get help. Allianz car insurance is designed to respond fast to anything from a flat battery to a serious accident, and as your local agent we deal with the insurer and the repair shop for you, in English.
Leave your details and, if you can, tell us how many years you’ve been insured without claims in your home country. An agent from our Murcia office will call you back with your quote, in English.
FAQs
Car insurance in Spain: frequently asked questions
Yes. That's the main difference with us: many Spanish insurers ignore your claim-free years abroad and quote you as a new driver. We apply the maximum no-claims bonus when you give us a certificate from your previous insurer showing your years insured without claims.
A no-claims certificate (sometimes called a no-claims discount letter) from your previous insurer, stating the policy dates, the insured driver and any claims. Ask your insurer for a recent one; we'll tell you if we need anything else, such as a translation.
Once you're resident, a car on foreign plates generally has to be re-registered in Spain. We insure Spanish-registered vehicles, so tell us when your car will have its Spanish plates and we'll have the policy ready from that day, with your no-claims bonus applied.
Yes, you have free choice of repair shop. If you use the Allianz network of Excellent Workshops, you also get extra services such as a courtesy car, vehicle cleaning and collection and delivery.
From kilometre zero. If your battery goes flat in your own garage or you get a puncture outside your front door, we send help straight away, anywhere in Spain.
You choose. Comprehensive without excess means you pay nothing towards repairs; comprehensive with excess lowers your annual premium in exchange for a small contribution per claim.
Call or WhatsApp our office and we'll guide you in English. You can also use the Allianz app to share your location and send photos. If another driver is involved, fill in the European accident statement (parte amistoso) together at the scene.
It depends on your plan. Weather damage such as heavy rain, strong winds and hail is included in both comprehensive plans and can be added to Extended third party; Third party with glass doesn't include it. For extraordinary events such as a DANA flood, the Consorcio de Compensación de Seguros pays through your policy and we help you with the claim.
Your compulsory cover applies throughout the EU and the other countries in the Green Card system, which include the UK. Tell us before a long trip abroad so we can confirm the details of your cover.
Of course. Our office is at Avenida General Primo de Rivera, 6 (Entresuelo B), in Murcia city centre. We'll review your current policy and prepare your quote face to face, in English.
AMB Seguros is an exclusive Allianz agency in Murcia with more than 30 years’ experience insuring drivers across the Region of Murcia. We help expats get fair car insurance in Spain by recognising their no-claims history from abroad, with advice and claims support in English.
