3 months free on your Allianz health insurance · Until 31 January 2027
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Dog owner sitting with her dog on the stairs at home, Allianz dog insurance in Spain
Dog owner sitting with her dog on the stairs at home, Allianz dog insurance in Spain

Dog insurance in Spain

Moved to Spain with your dog? Under Spain’s Animal Welfare Law, every dog owner needs third-party liability insurance. Our Allianz policy covers you up to €300,000, in Spain, the EU and the UK, with 24/7 video calls with a vet and access to a network of partner vet clinics.

Every dog owner in Spain needs third-party liability insurance. Our Allianz policy covers you up to €300,000 in Spain, the EU and the UK, with 24/7 vet video calls.

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Compulsory third-party liability included icon

Compulsory third-party liability included

Partner vet clinics and emergency line icon

Partner vet clinics and emergency line

24/7 vet chat and video calls icon

24/7 vet chat and video calls

Plans

Two plans: the liability cover the law requires, or liability plus vet care

Standard icon

Standard

The essential option to walk your dog with peace of mind and comply with the law. Third-party liability up to €300,000 for damage your dog causes to others, plus legal defence, claims for damages and a legal chat for ongoing advice.

Standard with vet network icon

Standard with vet network

For owners who want to look after their dog's health too. Adds Allianz vet cover to the legal policy: priority access to partner vet clinics, the first visit free for each condition, 24-hour emergency help and unlimited video consultations in the app.

Compare Allianz dog insurance plans

Cover
Standard
Standard with vet network
Third-party liabilityDog Insurance in Spain for Expats | Compulsory Liability | AllianzDog Insurance in Spain for Expats | Compulsory Liability | Allianz
Legal defenceDog Insurance in Spain for Expats | Compulsory Liability | AllianzDog Insurance in Spain for Expats | Compulsory Liability | Allianz
Claims for damagesDog Insurance in Spain for Expats | Compulsory Liability | AllianzDog Insurance in Spain for Expats | Compulsory Liability | Allianz
Legal questions chatDog Insurance in Spain for Expats | Compulsory Liability | AllianzDog Insurance in Spain for Expats | Compulsory Liability | Allianz
Telephone adviceDog Insurance in Spain for Expats | Compulsory Liability | AllianzDog Insurance in Spain for Expats | Compulsory Liability | Allianz
Partner vet network—Dog Insurance in Spain for Expats | Compulsory Liability | Allianz
Vet emergencies—Dog Insurance in Spain for Expats | Compulsory Liability | Allianz
Vet chat and video calls—Dog Insurance in Spain for Expats | Compulsory Liability | Allianz
Dog Insurance in Spain for Expats | Compulsory Liability | Allianz Included Not included

Guide table based on the official Allianz pet insurance brochure (ref. 756 1224, December 2024). Cover, limits and exclusions depend on the terms of your policy.

What’s covered

Legal and veterinary peace of mind for your best friend

Legal and veterinary peace of mind for your best friend

Spain’s Animal Welfare Law changed the rules for every dog owner, and our policy goes beyond the legal minimum. It protects you against damage your dog causes to other people, and it also looks after your dog’s health, with partner vet clinics in Murcia and across Spain and an app to talk to a vet by video call at any time.

Spain’s Animal Welfare Law changed the rules for every dog owner, and our policy goes beyond the legal minimum. It protects you against damage your dog causes to other people, and it also looks after your dog’s health, with partner vet clinics in Murcia and across Spain and an app to talk to a vet by video call at any time.

Compulsory third-party liability icon

Compulsory third-party liability

Complies with Spain's Animal Welfare Law. Allianz covers injury or damage your dog accidentally causes to other people in parks, streets or shops, up to €300,000, extended to the EU and the UK, protecting your savings.

Legal defence and legal chat icon

Legal defence and legal chat

Full support if something happens. We cover your defence in court cases involving your dog and help you claim compensation if another dog attacks yours. The app also includes a live chat with lawyers who specialise in animal welfare law.

Partner vet clinics in Murcia and Spain icon

Partner vet clinics in Murcia and Spain

With the vet network plan, the first consultation for each condition at our partner clinics is free. For more complex treatment, X-rays or surgery, you get special discounted prices.

24/7 vet video calls icon

24/7 vet video calls

A vet in your pocket, with no limit. Use the Allianz pet app to chat or video call a registered vet at any time, ideal for a quick look at a wound, questions about diet or parasites, without taking your dog to the clinic.

24/7 vet emergency line icon

24/7 vet emergency line

If your dog swallows something toxic or is hit by a car at 3am or on a bank holiday, a dedicated emergency line, open 365 days a year, tells you exactly what to do and which vet hospital to go to.

Travel and paperwork advice icon

Travel and paperwork advice

Our team helps with the practical side of having a dog in Spain: EU pet passports for flying in the cabin or hold, vaccination schedules, dog-kennel rules and settling in a newly adopted dog.

Good to know

Living in Spain with a dog: four things expats should know

Liability insurance is compulsory for every dog icon

Liability insurance is compulsory for every dog

Spain's Animal Welfare Law (Law 7/2023) requires every dog owner to have third-party liability insurance, whatever the dog's size or breed. It is no longer just for potentially dangerous breeds.

Liability insurance is compulsory for every dog icon

Liability insurance is compulsory for every dog

Spain's Animal Welfare Law (Law 7/2023) requires every dog owner to have third-party liability insurance, whatever the dog's size or breed. It is no longer just for potentially dangerous breeds.

Moving to Spain with your dog icon

Moving to Spain with your dog

Your dog must be microchipped and registered in your name in the regional animal register once you live here (in Murcia, SIAMU). A Spanish vet can then issue an EU pet passport. Dogs arriving from the UK travel with an Animal Health Certificate.

Moving to Spain with your dog icon

Moving to Spain with your dog

Your dog must be microchipped and registered in your name in the regional animal register once you live here (in Murcia, SIAMU). A Spanish vet can then issue an EU pet passport. Dogs arriving from the UK travel with an Animal Health Certificate.

Potentially dangerous breeds (PPP) icon

Potentially dangerous breeds (PPP)

Breeds such as Pit Bull, Rottweiler, Dogo Argentino or American Staffordshire need a licence from your town hall, and the town hall asks for specific liability insurance. We issue the PPP liability certificate you need.

Potentially dangerous breeds (PPP) icon

Potentially dangerous breeds (PPP)

Breeds such as Pit Bull, Rottweiler, Dogo Argentino or American Staffordshire need a licence from your town hall, and the town hall asks for specific liability insurance. We issue the PPP liability certificate you need.

Travelling with your dog in Europe icon

Travelling with your dog in Europe

Our liability cover extends automatically to the EU and the UK, so you are protected when you take your dog home to visit family or on holiday, and we can advise you on pet passports and airline rules.

Travelling with your dog in Europe icon

Travelling with your dog in Europe

Our liability cover extends automatically to the EU and the UK, so you are protected when you take your dog home to visit family or on holiday, and we can advise you on pet passports and airline rules.

Insure your dog in less time than a walk around the block

Tell us a few details about you and your dog, such as breed, age and microchip, and we’ll send you a tailored quote, in English.

FAQs

Dog insurance in Spain: frequently asked questions

AMB Seguros is an exclusive Allianz agency in Murcia helping English-speaking dog owners comply with Spain’s Animal Welfare Law: compulsory liability insurance, potentially dangerous breed certificates and vet cover, with clear policies and advice in English.