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Truck on a motorway in Spain, Allianz commercial vehicle insurance

Commercial vehicle insurance in Spain

When your main source of income is a heavy goods vehicle, a rollover or a breakdown hits you twice: you pay for the repair and lose the income from cancelled routes. Allianz truck and van insurance protects you with a daily allowance while your vehicle is off the road, heavy-duty roadside assistance from km 0 and third-party cover, explained in English.

Daily allowance while your truck is off the road, heavy-duty assistance from km 0 and third-party cover for hauliers. Explained in English.

Design my truck policy

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Towing with no tonnage limit for heavy vehicles icon

Towing with no tonnage limit for heavy vehicles

Daily compensation while off the road icon

Daily compensation while off the road

Windscreen replacement at your own base icon

Windscreen replacement at your own base

What’s covered

What exactly does our commercial vehicle policy protect?

Liability on the road and while loading icon

Liability on the road and while loading

Protects you against injury or damage caused to third parties while driving your truck or van, and also during loading and unloading.

Own damage with flexible excess icon

Own damage with flexible excess

Insure your new tractor unit or truck on a comprehensive basis, with an excess (for example €300 or €600) that lowers the annual premium, while we pay in full after a total loss or serious rollover.

Daily allowance while off the road icon

Daily allowance while off the road

The key cover: if your truck or van is off the road in the workshop after an insured accident, we pay an agreed amount for each day you can't work.

Heavy-duty recovery icon

Heavy-duty recovery

Standard assistance can't tow a tractor unit. Our network has platforms for heavy vehicles, recovering both the truck and its trailer or semi-trailer from km 0, across Europe.

Claims and advance compensation icon

Claims and advance compensation

If a third party hits you and is at fault, we handle the legal claim at no cost and repair your vehicle as a priority, so you don't wait for the other insurer to pay.

Theft and fire icon

Theft and fire

We pay the valuation or replacement of the vehicle after total theft or a fire in the cab (short circuit) or the cargo body, protecting an investment worth tens of thousands of euros.

Vehicle types

We insure the backbone of your logistics

We insure the backbone of your logistics

Tractor units icon

Tractor units

For long-haul and international routes. We insure the tractor unit and arrange combined cover for its trailers (tippers, curtainsiders, reefers).

Rigid trucks icon

Rigid trucks

Medium and heavy commercial vehicles, including special platforms, small cranes and insulated bodies.

Coaches and minibuses icon

Coaches and minibuses

Cover for private passenger transport by road, including the strict liability for passengers and their injuries.

Good to know

Insuring trucks and vans in Spain: four things to know

Your truck policy doesn't cover the cargo icon

Your truck policy doesn't cover the cargo

Vehicle insurance covers the truck and your liability on the road, not the value of the goods inside. To protect the load itself, you need goods in transit insurance.

Your truck policy doesn't cover the cargo icon

Your truck policy doesn't cover the cargo

Vehicle insurance covers the truck and your liability on the road, not the value of the goods inside. To protect the load itself, you need goods in transit insurance.

Trailers need their own cover icon

Trailers need their own cover

The tractor unit carries the main compulsory policy. A trailer or semi-trailer over 750 kg maximum authorised mass must be declared on the tractor's policy or have its own insurance.

Trailers need their own cover icon

Trailers need their own cover

The tractor unit carries the main compulsory policy. A trailer or semi-trailer over 750 kg maximum authorised mass must be declared on the tractor's policy or have its own insurance.

Declare dangerous goods (ADR) icon

Declare dangerous goods (ADR)

If you carry fuel, chemicals, gases or other dangerous goods, you must declare it in the policy. ADR transport requires much higher liability limits.

Declare dangerous goods (ADR) icon

Declare dangerous goods (ADR)

If you carry fuel, chemicals, gases or other dangerous goods, you must declare it in the policy. ADR transport requires much higher liability limits.

Several vehicles? Ask about a fleet policy icon

Several vehicles? Ask about a fleet policy

A formal fleet policy usually starts from around 7 to 10 motor vehicles under the same tax ID. With fewer, we insure each vehicle individually and apply multi-vehicle discounts.

Several vehicles? Ask about a fleet policy icon

Several vehicles? Ask about a fleet policy

A formal fleet policy usually starts from around 7 to 10 motor vehicles under the same tax ID. With fewer, we insure each vehicle individually and apply multi-vehicle discounts.

Configure your truck and commercial vehicle insurance

Heavy transport needs specialist cover that an ordinary car policy can’t provide. Use our interactive configurator to design the right policy for your tractor unit, semi-trailer or articulated combination.

Tailored policy

Heavy vehicle configurator

Choose your tractor unit or trailer to design a policy that covers your real investment and never leaves you stranded.

Yes, I carry ADR loads
No, general cargo

Your specialist Allianz policy

Tractor unit protection

Full protection (comprehensive with excess), essential if the tractor unit is financed through renting or leasing. We cover compulsory third-party liability and own damage to your main working tool.

Premium international assistance (Europe)

Specialist recovery and towing for heavy vehicles with no tonnage limit on any European road. Don't let a breakdown abroad ruin your route.

FAQs

Truck and commercial vehicle insurance: frequently asked questions

AMB Seguros is an exclusive Allianz agency in the Region of Murcia insuring trucks, vans and road transport fleets for self-employed hauliers and SMEs, with heavy-duty assistance across Spain and Europe and advice in English.